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Students: We're about more than refunds!

Founded for students, by students, Higher One is more than just a financial services company. We are a community focused on you: the college student. In an age when most banks are cutting student-focused programs, we are constantly striving to roll out new and different ways to better support you.

We offer multiple checking accounts with convenient mobile banking features that fit your ever-changing, always busy lifestyle. All of our accounts come complete with:

There are also great social networking opportunities through Facebook and One For Your Money, Higher One's online community for financial literacy.

Beyond great features, it's about listening to your needs so we can help simplify what can often be complicated, save you time and money and help you learn financial management strategies that will stay with you long after graduation.

While our customers begin using our accounts in college, many continue to benefit from them for years to come.

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How we support students:
  • Money 101 - Financial Toolkit

    Check out tips, tools and videos on financial education, responsible spending and smart saving from our resident consumer advocate.
  • Campus Relations Coordinator

    Works with student leaders to answer questions and solicit feedback. Student leaders are given a special toll-free number that gives them direct access to the Campus Relations Coordinator.
  • One Scholarship

    Created to assist deserving students with their educational expenses.
  • Student Advisory Board

    Composed of students from Higher One campuses nationwide who provide insightful, relevent feedback on key topics each month.
  • Student Activities Fund

    This fund helps support student leaders and groups by sponsoring on-campus events which are crucial to the college experience.
  • The thing I like most about the OneAccount is that all the fees and service charges are clearly stated. Most bank accounts tuck little fees into the fine print. And although the fees may be relatively small, over time they can add up and become significant. The One Account tells you upfront what different services will cost you, and I think that straight forwardness is very valuable and increases trust.''
  • Portland State University student
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  • I think Higher One is an excellent way to let college-age students learn to manage their money, without the many confusing and unfair tactics that banks use. ''
  • Houston Community College student
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  • I am very satisfied with my OneAccount. It has made it very easy for me to have access to my school refund very quickly. This money has helped me a lot, and has pulled me out of some cracks. Thank you for making it easier. ''
  • American Intercontinental University student
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